Am I Ready To Buy A Home?

You might be surprised how many options are available to you. In today's mortgage market there are loans available for borrowers in a wide variety of credit and income situations. There is no harm in checking. Here are some steps to take:

1. Get a copy of your credit report and score for each of the three bureaus.
2. Follow the advice in our article "How Can I Qualify For The Best Mortgage Possible?".
3. Use our mortgage calculator to get a sense of what you might qualify for and check out today's mortgage rates.
4. When you're ready contact a mortgage broker or lender that you trust. Many mortgage companies do not charge for applications.